Can a prompt replace PocketSmith?

Build a personal finance ledger with a forward-looking balance forecast — Pocketsmith's actual signature feature, distinct from this catalogue's other personal-finance entries which focus on categorization or multi-currency. Use Next.js/TypeScript with SQLite, the same CSV import approach as this catalogue's Tiller entry. Let the user tag any transaction as recurring, with a frequency (weekly, monthly, custom interval) and next-expected date and amount. Build a forecast view: starting from today's actual balance, simulate each recurring transaction forward day by day for the next 90 days, producing a projected balance line chart that shows both the confirmed actual balance (past) and the projected balance (future) on one continuous timeline. Let the user adjust a recurring transaction's amount or skip a single occurrence without deleting the rule, to handle real-world variance. As a nice-to-have, flag transactions that look recurring based on a simple heuristic — same payee and similar amount appearing three or more times at roughly regular intervals — as suggestions the user confirms, rather than claiming full automatic detection. Do not build multi-account forecast blending, live bank-feed connections, or what-if scenario comparison — those are out of scope. Requires hosting and a database; no external API key needed.